Nicole A asked:
I suggested to my boyfriend for christmas instead of gifts we put money in a savings account and save for our future. He said he may want to do gifts because everyone should get a gift for christmas.
I suggested to my boyfriend for christmas instead of gifts we put money in a savings account and save for our future. He said he may want to do gifts because everyone should get a gift for christmas.
What would you prefer?
Be CREATIVE. You can still give little gifts…can’t you? Make a $40 limit on gifts and put the rest into an account. Theres a lot of fun things you can do with $40.
I would not be happy on a christmas with no presents. Get a gift, save later.
just get gifts. its christmas and obviously an important tradition for him. no offense, but unless this guys your fiance, i would not recommend getting a joint savings account to ‘build for the future’ that sounds like it might scare him off a little bit, maybe that’s why hes so insistent on gifts. no offense, i don’t mean to hurt your feelings, but this is a holiday, have fun with it!
Saving for your future … together? If so, that might add some pressure to the mix. Go for the gifts. (no appliances or linens : ) )
You should at least get each other small gifts. A Christmas with NO gifts at all would not be fun at all. I think you could still save up money for your future if you got small gifts. Like if you had a $50 price limit on how much you spend on each other.
I agree with your beau…You don’t have to spend a lot, but everyone should get a gift on Christmas…and no gift cards, they’re too impersonal! As for birthdays, no one should have a birthday without a cake!!!
Well, are you planning to be engaged, and this is why you want to do the account? I think it’s a nice, and very responsible mature idea. And if you plan to be engaged, that will be good thing to start, but I would wait until you are engaged.
It seems to me like your boyfriend really wants to do gifts, and if that’s important to him, then that’s what you should do. If the account thing is important for you, ask him if he would be willing to spend less on presents and put the rest of what you would spend on gifts in the account.
Either way, even if they’re small, you should give gifts.
I agree with Branalis, but if you do have a saving acct or any other monetary thing together be absolutely positive that both of your names are on everything. I cannot emphasize this enough. Some accts. have special holds so that both people must sign to withdraw money. I like the idea of exchanging even small gifts. Think of it this way: he may have purchased one for you in advance and thinking of money only makes things a bit bleak.